What to Do After a Crash With an Uninsured Driver in New York
A car accident is stressful under any circumstance—but when the other driver has no insurance, the situation becomes even more challenging. For victims across Long Island and the Greater NYC area, navigating these claims can feel overwhelming. At The Noll Law Firm, P.C., our courtroom‑ready trial team helps injured New Yorkers pursue maximum compensation, even in complex uninsured motorist cases.
Take Immediate Steps After the Collision
Your actions right after the crash can significantly impact your case. First, check for injuries and call the police. An official accident report is essential, especially when the other driver lacks insurance. Collect the driver’s contact information, vehicle details, and photos of the scene and damage.
Notify your insurance company as soon as possible. New York follows a no‑fault system for medical expenses, but fault still matters for pursuing additional compensation. The facts documented early help strengthen your claim.
How Your Insurance May Protect You
In New York, your own policy may provide key protections when the at‑fault driver is uninsured. Uninsured/underinsured motorist (UM/UIM) coverage can help pay for medical care, lost wages, and pain and suffering when the other driver cannot. Collision coverage may help with vehicle repairs, and Personal Injury Protection (PIP) assists with medical expenses regardless of fault.
The Noll Law Firm routinely reviews policies for clients to identify every available source of recovery—an important step when dealing with an uninsured driver.
Pursuing Legal Action
In some cases, you may consider filing a lawsuit against the uninsured driver. However, this is only effective if the individual has assets or income to satisfy a judgment. Our firm conducts thorough investigations to determine whether litigation is a practical path to compensation.
What to Do After a Hit-and-Run
Hit‑and‑run collisions are treated similarly to uninsured motorist cases since the responsible driver is unknown. To preserve your rights, you must file a police report promptly and notify your insurer. Our team assists clients in meeting strict notice requirements so their UM claims are not denied.
Why Working With an Experienced Trial Firm Matters
Accidents involving uninsured drivers can quickly become complex, and insurers often resist paying full value. As a Syosset‑based personal injury and trial litigation firm with more than 25 years of courtroom experience, The Noll Law Firm is always prepared to fight for the compensation you deserve. Our aggressive, results‑driven approach ensures your case is meticulously prepared from day one.
If you were hit by an uninsured or underinsured driver in Long Island or the Greater NYC area, you don’t have to navigate the aftermath alone. Our team is here to protect your rights, guide you through the claims process, and pursue every possible avenue for recovery. Contact The Noll Law Firm, P.C. for a free consultation.
